We entirely administer your insurances, and if you wish we certainly conduct all correspondence. This also applies to events of damage: Our staff members know exactly if a claim can be settled immediately or if a technical expert needs to be consulted. They are widely knowledgeable in the structures and processes of insurance companies and therefore are able to accelerate the settlement.

Our MultiRisk Policy offers more insurance protection with less effort. Instead of evaluating and covering each and every risk individually, the insurance premium is calculated on the basis of a company’s sales. Thus, not only the completion of a multitude of forms becomes unnecessary but also the constant adjustment of the sum insured.
 
The MultiRisk Policy eliminates the risk of underinsurance right from the beginning. In addition, compensation for damages is granted according to the value on the date of loss. Moreover, traders now can insure themselves against loss and damages not included in other insurance companies’ contracts.

Every MultiRisk contract includes a business interruption insurance with a liability period of 24 months, no matter if the damage was caused by a fire, tap water, a storm, hail, a burglary or a flood. The company is remunerated for the profit it usually would have generated during the time of non-use. Hence it is in the same economic position as if the damage had never happened – until the gross yield amounts to the level it had before the loss occurred.
 
The MultiRisk Policy offers a complete insurance package for a reasonable premium. It is advisable to sign the contract before the old insurance expires because the policy covers the potential difference between the amount of loss and the sum insured in case of a damage event. Even gaps in the old insurance cover are bridged. We gladly assist you in adjusting your insurance protection and provide you with personal expert advice.